Better Homeowners
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Mortgage Recasting to Lower Your Payment - 8/25/2026

Mortgage recasting and refinancing can both affect your monthly payment, but recasting keeps your existing loan and interest rate while refinancing replaces the mortgage with a new one.
Wade Wright ABR, CCIPS, CMHS, CREN, CRS, ePro, GRI, MHS, NCE California Home Team Alliso Viejo, CA (949) 365-4411 00990129 Wade Wright is a California- and Tennessee-licensed real estate broker, investor, and founder of California Home Team. Since beginning his career in 1988, he has represented more than 1,200 clients in residential, multifamily, investment, land, new-construction, bank-owned, and distressed-property transactions. With more than 38 years of experience spanning multiple real estate cycles, Wade brings seasoned market knowledge, strong negotiation skills, and creative problem-solving to every transaction. His hands-on, consultative approach helps clients identify challenges, evaluate opportunities, and develop strategies aligned with their financial and real estate goals. As both a broker and investor, Wade understands the importance of cash flow, appreciation potential, financing, property fundamentals, and long-term wealth creation. He serves buyers, sellers, property owners, and investors throughout Southern California and Middle Tennessee. Wade earned a Bachelor of Science in Business Administration from California State University, Los Angeles, and was recognized on the National Dean’s List with honors. His professional recognition includes 14 consecutive Five Star Real Estate Professional awards, Marquis Who’s Who, and the Global Directory of Who’s Who in Real Estate Top Professionals. His philosophy is simple: listen carefully, communicate honestly, negotiate effectively, solve problems creatively, and always put the client’s interests first. Contact Me Visit my Website Send a Referral Subscribe to Newsletter