Better Homeowners
Your Hometown Expert!

Check Your Credit Before You Apply for a Mortgage - 10/21/2025

Before you refinance or a purchase mortgage, reviewing your credit report can help you fix errors, improve your score, and avoid surprises that could cost you money or delay the process.
Raul Azpiazu CRS, ABR, GRI, SRS, CRB, RENE Howard Hanna at Home Realty - Towanda Wysox, PA (570) 460-5876 PA AB 067836; NY 41AZ1063095 Licensed in PA & NY since 2004, I service all of NE PA & the Southern Tier NY areas. I specialize in Residential, Multi-family & Land properties. I am equally comfortable working with buyers & sellers. Regardless of your real estate needs, I am here to help! Through my membership with RRC as a Certified Residential Specialist (CRS) I have a nationwide network to assist any of my clients who may be relocating to other parts of our great nation. If you are moving there, I have someone there to help you! Contact Me Visit my Website Send a Referral Subscribe to Newsletter