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Understanding Normal Settling vs. Foundation Problems - 10/1/2025

Every home experiences some degree of movement over time, often called settling. It's a natural part of the aging process for any structure, especially in areas with varying soil conditions, temperature swings, or after the first few years of construction. While minor signs of settling are usually no cause for alarm, some changes can hint at serious foundation issues that deserve immediate attention.

Knowing the difference between normal settling and foundation trouble can save homeowners and buyers from costly surprises and protect the value of the property.

Common Signs of Normal Settling

Minor cracks or imperfections often develop as homes adjust to their environment. These signs are usually cosmetic and not indicative of major structural problems:

  • Small, hairline cracks in drywall, particularly around windows, doors, and at the corners of rooms.
  • Doors or interior windows that stick slightly during humid months but operate normally as seasons change.
  • Tiny gaps between moldings and ceilings or walls, which may appear as wood and drywall expand and contract.
  • Fine surface cracks in concrete patios, driveways, or garage floors, usually caused by normal shrinkage over time.

If these issues appear but don't worsen significantly, they are typically part of a home's normal life cycle. Regular monitoring is recommended to ensure they don't develop into bigger problems.

Warning Signs of Foundation Problems

In contrast, some signs point to more serious issues that may threaten the structural integrity of the home:

  • Cracks larger than 1/4 inch wide, especially if they appear in stair-step patterns along brick or block walls.
  • Horizontal cracks across foundation walls or basement floors, which may suggest pressure from soil or water.
  • Noticeable sloping or uneven floors, where rolling objects don't stay put or walking feels tilted.
  • Persistent sticking of doors and windows, along with visible gaps around the frames even after seasonal changes.
  • Separation between walls and ceilings or walls and floors, creating visible gaps.
  • Detached cabinets or countertops pulling away from walls.
  • Water intrusion in basements or crawl spaces, possibly from foundation movement allowing moisture to seep inside.
  • Visible bowing or bulging of foundation walls from the outside.

These red flags should never be ignored. If you notice several of these issues, or if existing cracks worsen over time, it's important to seek an evaluation by a qualified structural engineer or foundation specialist.

For homeowners, spotting issues early can help address problems before they escalate. For buyers, hiring a thorough home inspector—and asking questions about any visible concerns—is critical before finalizing a purchase.

A home is one of life's biggest investments. By understanding the difference between everyday settling and foundation trouble, you can better protect your property, your wallet, and your peace of mind.

Margaret Thoenen Broker-Salesperson, CRS, GRI Action Realty of Jefferson City, Inc Jefferson City, MO (573) 690-0113 Margaret Thoenen 2024 is the 40th Anniversary of Action Realty of Jefferson City, Inc. Margaret Thoenen has been active in real estate and community development for over 50 years. She and her husband, Lawrence, started Lawrence Thoenen Homebuilders in 1965. As a team, they worked hard to build affordable, high-quality family housing for many families in Jefferson City and surrounding areas. In 1984, Margaret began the next chapter in real estate as a Broker-Salesperson with Action Realty of Jefferson City, Inc. As Jefferson City continued to grow, so did Margaret’s list of treasured clients and friends. To this day, Margaret enjoys working with clients she has served for many years. Margaret has seen it all: high interest rates in the 1980s, the Real Estate recession in 2008, and the lowest interest rates in the early 2010s! Her commitment to education has not wavered. She has earned the GRI (Graduate Realtor Institute) and CRS (Certified Residential Specialist) designations and continues to stay abreast of the new developments in the Real Estate industry to ensure her clients receive top-notch service through any transaction. In addition to her real estate business, Margaret still serves as President of Lawrence Thoenen Homebuilders. She is an active member in many organizations; Jefferson City Area Board of REALTORS®, Missouri Association of REALTORS®, National Association of REALTORS®, Mid-Missouri Apartment Association, National Homebuilders Association, Home Builders Association of Central Missouri, and Jefferson City Chamber of Commerce. She is a member of St. Joseph Cathedral in Jefferson City. Contact Me Visit my Website Send a Referral Subscribe to Newsletter