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Why mortgage rates matter less over time. - 5/5/2026

Mortgage rates may feel like the biggest factor when buying a home, but over time the long-term benefits of ownership often matter far more.
Joey Hallatt Associate Broker, CRS Cambridge Properties, Inc Phoenix, AZ (602) 672-0341 BR518174000 Joseph "Joey" Hallatt, CRS, Associate Broker, Realtor® Joey Hallatt has been a full time Arizona Realtor since 1999 after working as an accomplished Home Remodeler. He became a welcome part of Cambridge Properties in 2012. Joseph lives in Central Phoenix, and has called Phoenix home since 1987. His knowledge of Historic and Central Phoenix neighborhoods is quite extensive. He studied real estate under Howard Brinton and Star Power Universities, and obtained his Certified Residential Specialist designation in 2004 and his Broker’s License in 2009. In 2013 he was elected to the position of President of the Arizona Chapter of CRS (Council of Residential Specialists). This position gave him the opportunity to travel the country and network with other top agents in the industry creating friendships and sharing ideas that he uses to help his clients get to where they want to be. Joseph continues to be active in CRS, networking, and education offering a higher level of service. Whether Selling or Buying a home Joseph is always, “Happy to Assist ”. Contact Me Visit my Website Send a Referral Subscribe to Newsletter